I'm in a layer that just gathers chargeback signals and passes them off to other teams. I have effectively no insight to how the signals are used for your payment profile and your Google account overall. I mainly just pay attention to people issuing their chargeback against Google, and then posting about it on the internet and the fallout they see.

Also, if you see charges from Google on one of your cards but wasn't on your profile, I recommend following this guide: https://support.google.com/googleplay/answer/2851610?hl=en