this would bite me in the worst possible moment when i need to login to somewhere and i lost my phone/battery dead/ company hacked/etc.

i have been using keepass(xc) since it's been around and i dont use random passwords. every year i create a formula that creates all my passwords and i put these in the vault. it also enforces password rotation. losing the vault i can still come up with any of my psswords just by remembering the formula.

for company server services it's a different story, i generate wholly random strong passwords and story them in the offline vault.