Re:The Cost of Being Poor: Why It Costs So Much to Be Poor i...
by P5fRxh5kUvp2th on Wednesday December 21, 2022 @08:43AM
(#34080604)
I've never been late on rent since I started renting and I have no credit. Not even a little, I literally have no credit and I'm in my 40's.
In your case, they don't have your credit, so they obtain the probability through other variables, like your income. Most likely they'll assign a high probability to you paying, but the confidence interval mat be too big for their liking.
Obviously credit history doesn't give zero information, which is implied in this thread several times.