Did Insurance Fire Brigades let uninsured buildings burn?

Re:Did Insurance Fire Brigades let uninsured buildings burn? by Faark on Monday December 19, 2022 @05:21PM (#34058590)

German here. We do have a public healthcare system. That we can opt out of and go private. The trade-off is it being increasingly hard to get back into the public one, especially as people get older and thus more "expensive".

Insurances (including fire service or roadside assistance) has to be payed. You cannot just opt back into it once you need it. If parent is right and they had chances to opt into fire service but decided not to, you cannot just bill them for a single instance. Otherwise they're behavior would be reward, and everyone else had incentive to do the same.

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Re:Did Insurance Fire Brigades let uninsured buildings burn? by Folcon on Monday December 19, 2022 @06:17PM (#34059251)

This is interesting, when you say "increasingly hard to get back into", what are you referring to?

What is the rising cost of going back to being on the public system?

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Re:Did Insurance Fire Brigades let uninsured buildings burn? by Faark on Wednesday December 21, 2022 @06:38AM (#34079339)

Being older than 55 is the big one. Those making very little money can join a family insurance of their significant other. Or find a loophole, like getting into the public system of another country, then moving back.

For those younger, it seems to be mostly about not earning a lot. Here the limits are even smaller for those already private in 2002.

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Re:Did Insurance Fire Brigades let uninsured buildings burn? by Folcon on Friday December 23, 2022 @10:15AM (#34106676)

Ah ok, so premiums to rejoin the public service are higher as you're over 55? Vs say continuing to pay?

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