Re:Did Insurance Fire Brigades let uninsured buildings burn?
by yamtaddle on Monday December 19, 2022 @12:55PM
(#34055179)
Elimination of pre-existing condition exclusions, and restrictions on which factors can be used to set pricing for policies—both wildly popular—create a free rider problem.
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Re:Did Insurance Fire Brigades let uninsured buildings burn?
by dmitriid on Monday December 19, 2022 @04:41PM
(#34058162)
Funny how it's a problem only in the "richest country in the world".
It also pales in comparison to the burden and costs of existing system in the US.
Re:Did Insurance Fire Brigades let uninsured buildings burn?
by yamtaddle on Monday December 19, 2022 @05:40PM
(#34058815)
Well, right, because most other advanced-economy states require you to carry insurance (more-or-less the solution we were going for, before the penalty for failing to have insurance was eliminated) or cover everyone under a government-provided healthcare scheme of one sort or another.
If your point is just that the US healthcare system is far more-broken than most, and in some unique ways, all for no good reason—sure, yeah, of course that's true.