Are you including tips and recruitment fee and driver bonuses?

Absolutely. No competent accounting would exclude those.

Nobody is saying it’s a livable wage for a human. In many competitive markets drivers spend more time driving around looking for a ride than making money. But it’s still a huge cost to Uber/Lyft to pay people even if they’re paying a pittance.

Neither me nor the person I was responding to mentioned the words "liveable wage".

Want to respond to the 60% figure?

Yes, 60% of the money including tip (which is a cost that gets passed onto the consumer and therefore reduces ridership) seems more or less correct to me. A forum where people to go to complain about Uber/Lyft doesn’t seem like a representative enough sample to refute that.