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Re:After 20 years the Dwarf Fortress devs have to get used t... by falcolas on Wednesday December 14, 2022 @10:34AM (#33984892)
Out of pocket maximums and limits (or aggregate limits) are two different concepts. Once the insurance plan's limit has been reached, it doesn't matter how much you've paid out of pocket.

The ACA does prohibit these limits for certain "essential health benefits", but there's a lot of wiggle room that insurance providers will take advantage of.

Re:After 20 years the Dwarf Fortress devs have to get used t... by sgerenser on Thursday December 15, 2022 @10:16AM (#34000759)
ACA plans don’t have lifetime or yearly maximum payouts. As long as the services are covered services, they’re obligated to pay beyond your out of pocket maximum.