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Re:The $42B Question: Why Aren’t Americans Ditching Big Banks? by mint2 on Friday December 09, 2022 @05:37PM (#33927332)
If they can’t afford a $400 emergency then they aren’t going to be losing that much interest, like $16 bucks a year.

If they have a small cushion of 1k to 5k, then they should definitely consider keeping their retail bank but also opening a high yield saving. No switching banks needed.

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