I am an iPhone user since three years ago but if at some point I get a better deal elsewhere, I'm off.
And with Apple I pay extra for premium, and there is only so many ads[1] one can shove in before the premium feel is gone.
As for the targeted ads, I share your feeling that the targeting is badly over hyped, except you are lucky compared to me:
Ads for products I bought 3 days ago would be wildly relevant compared to most of the ads I can remember from Google. It was almost always scammy-looking dating sites. For a decade. Don't know what I did wrong but it seems there was a fluke with my account. Or they just god more money from scammy-looking dating sites than from anyone else.
Oh, and when it wasn't ads for scammy-looking dating sites it was pay-to-win games, and based on the ads you could be forgiven for thinking they were made by the same folks.
[1]: I'm no hardliner here: contrary to many on HN I actually see value in some ads and think I have sometimes made better purchases/been reminded to do things I wanted to do anyway.
Every time people tell me that AI is great, I remind them that the most frequent ads I see are: 'Goth Muslim hookups' and 'automatic chicken coop door'.
If all this additional surveillance, sorry "targeting", is that worthless why should we even consider allowing it?
This doesn't mean they need to do it with targeting/data mining. I swear all the data mining does is show me ads for stuff I just purchased 3 days ago, and that's with google-level surveillance.