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Re:An embeddable and customizable fiat-to-crypto onramp by Nursie on Thursday December 01, 2022 @08:02PM (#33825405)
As usual, the warped US market plays a huge role here.

Outside of the USA, credit card fees are low and capped. Outside of the USA, bank transfers are free and more or less instant.

All of these apparent drivers of cryptocurrency adoption are regulatory and marketplace failures inside America.

Re:An embeddable and customizable fiat-to-crypto onramp by halpmeh on Thursday December 01, 2022 @09:25PM (#33825946)
Here is Stripe’s pricing in Germany: https://stripe.com/en-de/pricing/local-payment-methods

SEPA is fixed rate. Everything else is a percentage. Also, you don’t get any purchase protection from bank transfers, but of course the protection is paid for via fees.