That's what we call the No True Scotsman Fallacy. BlockFi was a crypto bank that promised unlimited returns by investing in crypto. Unregulated, untaxed, unmonitored, secret and opaque. An onramp to a federated market where deposits are tied to the value of the overall market for crypto holders. And it failed because it has no safety net by design. That's like saying Robinhood isn't the stock market.