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Re:Too much efficiency makes everything worse by mannykannot on Tuesday November 15, 2022 @11:39AM (#33611440)
> Its only purpose is to pool risk.

Precisely - there is a rational case for insurance despite your analysis.

The fact that cars have, on average, become heavier lately is at most a cherry-picked second-order effect that is far from sufficient to refute either what I wrote in my previous post, or in my original post in this thread.

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