I don't know what you are taking about. I hate cryptocurrencirs because they perpetuate the current fiat currency system that originated from the gold standard. The reason why Bitcoin has this massive amount of volatility has to do with the way it is constructed. Just like with conventional fiat currency there is no way to pay off debts with Bitcoin because the additional demand for Bitcoin will increase the value of Bitcoin denominated debt.

The news we constantly hear is "Hackernews 10/Dec/2022 Changpeng on brink of second bailout for cryptoexchanges."

It is like Bitcoin is supposed to send a hyperexaggerated message about our current money system and how unsustainable it is.

The answer is already obvious you have negative rates or not. The positive interest side of the loanable funds model is the side where new debt is taken on, the negative interest side of the loanable funds model is where debt is being paid off. We want to be on the negative side now because we have too much debt.