It's a risk/reward thing. Some people go all in with their passion first, consequences be damned, and it pays off. Others, I think the larger portion, aren't so lucky. Conventional wisdom is to take the safe job first, and then go from there - the risk here is never getting out of that rut. It's a hard decision, but being really focused on defining and attaining what independence is for you, is the key to taking that safe job first. My 2c.