Re:U.S. mortgage interest rates jump to 7.16%, highest since...
by PubliusMI on Wednesday October 26, 2022 @01:38PM
(#33346902)
Many professional lenders face regulatory challenges that a small private lender might not face.
For example, a professional lender is likely to face greater scrutiny under the Civil Rights Act.
Although, I hope you have a good reason to think you are better at predicting probabilities of default than professional lenders with teams who do it day in and day out.