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A comment on Online card payments still suck.

Re:Online card payments still suck by clintonb on Tuesday October 25, 2022 @10:56AM (#33331350)
I’m still not sure what the author thinks sucks about wallets like ApplePay or GooglePay. They are the most convenient options both online and in-person.

Unless I missed a paragraph, the author never describes and ideal alternative.

[ Parent | on HN ]
Re:Online card payments still suck by ahopebailie on Tuesday October 25, 2022 @11:36AM (#33332024)
On the contrary I think both products are excellent.

The issue I have is that we've taken 20 years to find a better alternative than raw card data in Web forms and as a result we're gonna be stuck with a choice of only those 2 wallets when we could have a had wallets as diverse as websites if we'd been able to work together on a solution that was appropriate to the Web platform.

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Re:Online card payments still suck by clintonb on Tuesday October 25, 2022 @01:06PM (#33333316)
Can you share more of that vision? As a well-off US consumer, things are fine. It takes me seconds to pay in person. It takes seconds to pay online using either of the wallets or via almost-direct entry with 1Password.

I get that I/we have ceded control of funds flows to card networks like Visa and processors like Stripe. Even if I didn’t work for Stripe, I would be okay with this as a merchant due to the convenience.

What am I missing? What do you envision is better for consumers and/or merchants?

[ Parent | on HN ]