But yes, it doesn't crash or force-reboot.
There has been a few (documented!) issues with major upgrades, like lilo-grub transition and Ubuntu changing system group ids.
But there are no forced lts-to-lts upgrades - and generally they are quite stable.
As sibling comment mentions, canonical even have a live-patch service for kernel updates without reboot (not that I would recommend that - doing a reboot after patch is a nice way to verify that the system still boots ok - which it should - but easier to debug when you know there's just been a patch..).
It should really be delayed by 10 or 15 mins so that the user has a chance to start working on their immediate tasks.
https://www.reddit.com/r/linuxquestions/comments/y9fly1/lapt...
https://www.reddit.com/r/pop_os/comments/r9w1he/os_bricked_a...
https://www.reddit.com/r/ManjaroLinux/comments/sdf5sg/new_up...
My point was specifically about Debian stable and Ubuntu LTS.
Ed: And of course errors found and bugs filed in Debian sid(unstable) or testing - or Ubuntu non-lts contribute to those bugs not affecting those that run stable releases.