Regular windows users do not visit $HOME often either. They work mostly in Desktop, Documents and Downloads. They can’t even “go up” from these anymore for more than a decade. None of the non-tech users I know would even understand me if I told them to look at their homedir. So yeah, it’s fine regardless.

Btw, many native, no-linux windows apps, including Microsoft ones love to create their bs folders like “My Games”, “Microsoft Visual Studio (c)(tm) <yearname> Pile of Whatever” or “Android Projects” right in ~/Documents. This “way” is unenforceable even in OS’es own company.