Yeah, Emacs looking in both .emacs and .emacs.d has been a headache from time to time.
Re:Dotfile Madness
by guilherme-puida on Monday October 24, 2022 @12:37AM
(#33312972)
Isn't .emacs.d still in your $HOME? I thought the path was $XDG_CONFIG_HOME/emacs
Some of those already do, though. At least Vim and Emacs do, and I personally have zsh in .config as well.