to be fair, stripe has thousands of businesses and real money on the line. they are going to get some things wrong. My experience (in one of their target markets of b2b SaaS) has been flawless.

But Stripe should provide timelier service than Twitter precisely because there is real money on the line.

If Twitter suspends my account, I wouldn't expect much considering it's a free service with tens of millions more users than Stripe. They're definitely going to get more things wrong.

You can always get your own merchant account. Stripe is about being convenient since they don't due all the diligence of a bank when you sign up for a merchant account.