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Re:Show HN: Bloomberg Terminal for Individuals by dewey on Saturday October 15, 2022 @10:14AM (#33215043)
The usual problem with free tiers is that you get low qualify leads through it.

Requiring a credit card increases the threshold and you get more qualified user into the funnel. Also makes it a bit harder for people to always sign up with new accounts to get the credits without converting.

Re:Show HN: Bloomberg Terminal for Individuals by krxhna on Saturday October 15, 2022 @10:21AM (#33215101)
this exactly was I was thinking, I really wanna build this into something with which everyone, even everyday people can do advance level analysis, but it just is not possible by keeping it free of cost
Re:Show HN: Bloomberg Terminal for Individuals by CSSer on Saturday October 15, 2022 @11:24AM (#33215628)
What kind of commitment are we talking about though? It’s pretty hard to quickly tell if I’m in the target demo or not right now.
Re:Show HN: Bloomberg Terminal for Individuals by jgalt212 on Saturday October 15, 2022 @10:34AM (#33215193)
> The usual problem with free tiers is that you get low qualify leads through it.

Any B2B2C business could write a book on sourcing 1000s of low quality leads. It seems all the literature out there is geared towards sourcing B2C leads.

Re:Show HN: Bloomberg Terminal for Individuals by shaburn on Saturday October 15, 2022 @03:38PM (#33217898)
Yeah but with investment research, as Robinhood has shown, that free data is a goldmine in and of itself.