Ah man. The dealerships do not appreciate a large bag of cash. I found a car that I wanted and got a cashiers check for it at my local bank. They wanted what I considered an outrageous amount of fees (like $8) to do it. So... I asked for cash. Nope - don't have that on hand... will take time, yada yada. At that point, it was the principal of the thing... and said fine, see you in a day or two. Eventually I got it - drove over to pick up the car, and the dealership freaked out. They took it. Filled out all sorts of extra forms. My Bride is correct - I am a dumbass. Won't do that again.