It is when you need a phone to run apps to do your job or for simple things like banking. Talked to a pest control guy who works for a large company, and he needs a smartphone to do his job. He is quite literally managed through an app, needs it to check-in to work, for time sheets, find out where the next customer lives etc. Someone like that cannot go without a smartphone, requirements like that are leaking into low-level service and retail jobs, now.

No, it's not. Never buy a new $20 phone - it's subsidized by all that tracking and pre-installed shitware and it won't be getting updates soon, if it ever got even one, and the hardware is going to be absolutely terrible too. Buy a second hand one if $20 is all you can spend.

Your Samsung has more tracking and spyware installed you won't be able to uninstall. Never buy a Samsung and expect privacy.

Samsung has unlockable bootloader and good LineageOS support. Unheard of with these $20 phones. And even without flashing, I'd still rather be tracked by Samsung than whatever they put into these $20 ones.

Only some Samsung's have unlockable bootloaders.

Yeah, the flagships do, that's why I'm recommending them.

You don't care about bloatware when your first worry is whether you can end up homeless or malnourishing your kids at the end of the month.

You do because your phone isn't usable because of it. Hard to do work on a phone that barely runs the SMS app.