I think the parent commenter did everyone a massive disservice by breaking housing and transportation into two separate categories since they're fungible with each other the same way time and money are.

Working 3 jobs requires limiting transportation time to have enough remianing time to work multiple jobs. This makes Houston disruptively unaffordable for the working poor in a way that’s less obvious if you look at them combined.

That’s part of a vicious cycle down. Rent or mortgage checks are visible so people minimize that and then accept a long commute. People who buy cars based on the monthly payment often pay high interest. A farther commute means hundred of hours a year sitting in bumper to bumper traffic. A drive that’s half an hour on the weekend can inflate to an hour during rush hour. Way too many people consider housing+transportation as separate budget categories.