Those payment instruments are generally subject to fairly low transaction limits due to the potential for abuse. Cash is the exception there, but it's extremely inconvenient to move or store large sums of cash and nearly impossible to do so anonymously.

Crypto is unique in that transactions are immutable and do not scale in difficulty with the amount being transferred. Ransomware gangs do not choose to accept cryptocurrency payments because it aligns with their politics; they do so because it is the only way to move millions of dollars across international borders in an undoable fashion.

Those transactions are still undoable by a third party. Using the legal system you can file lawsuits and the perpetrator can have the cash or electronic debits removed without their participation.

With crypto, you must have the help of the criminal, because only they can unlock the wallet.