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Re:PayPal’s updated acceptable use policy [pdf] by toomuchtodo on Sunday October 02, 2022 @11:32PM (#33063199)
Early Warning Services is a consortium owned by the largest US banks themselves.

https://www.earlywarning.com/about

If your threat model is that you don’t trust your bank with your deposit account balance and transaction history, that is hard to mitigate. I don’t necessarily trust my bank, but I do know what regulators to call for recourse when they misstep.

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