Re:Expanding access to the future of work with crypto payouts
by imtringued on Friday September 23, 2022 @09:30AM
(#32951689)
RAI isn't really meant to be an inflation hedge but in theory people can create a price index and then index RAI bonds against it which would then allow you to maintain your purchasing power.
TIPS and I bonds are in my opinion the way the economy should work everywhere. Yes it means nominal yields can be negative but the entire point of the concept is that the unit of account should be stable and not inflating. Even if rates are excessively negative, it is still more predictable than inflation and you know exactly how much you are losing and prices will stay the same so your salary doesn't shrink over time.
If you're worried about inflation then I-bonds seem like a less risky way to handle this. (Though the limits are too low for many people, and the website is pretty bad.)