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Re:Subprime loans for college hiding in plain sight by pc86 on Monday September 19, 2022 @09:42AM (#32898173)
This comment displays (almost) all the worst of HN - 1) Fringe opinion (15 year mortgage cap) presented as undeniable fact; 2) Even more fringe opinion (10 year cap) used to intentionally, or perhaps subconsciously, make the fringe opinion appear less insane; 3) Wildly outside the commenter's area of competency.

Two other common ones not true of this comment are using a very young but non-throwaway account with very low karma, and are not responding to any criticism in the replies - true at the time of my comment but I suspect that will change.

Re:Subprime loans for college hiding in plain sight by phkahler on Tuesday September 20, 2022 @10:19AM (#32911990)
>> 1) Fringe opinion

Yes, but so what? That doesn't make it wrong.

2) I tend to push for extremes, so the base point seems more reasonable, but yes that was not needed or good to put in.

>> 3) Wildly outside the commenter's area of competency.

That stings a little, but you're not wrong. That doesn't make my reasoning wrong - see some of my replies to others, and feel free to argue against the reasoning.