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A comment on FTC to crack down on companies taking advantage of gig workers. Parent comment

Re:FTC to crack down on companies taking advantage of gig wo... by hgs3 on Saturday September 17, 2022 @02:14PM (#32879813)
> Since insurance is now available for purchase on the open marketplace, there are whole classes of employers who don't need to worry about including it in their benefits packages which they offer.

I'm not sure what you mean by "decoupled." I could buy private health insurance prior to the ACA and it was cheaper (at least for me it was). Also, I wouldn't call the marketplace "open." Right now health insurance is like the internet in that you can only purchase it from local providers and you can only realistically use it at "in network providers" without the cost becoming astronomical. The lack of competition is what is artificially keeping prices high. Case in point: my dental and vision insurance can be used in all 50 states with a huge number of providers and costs a fraction of what my health insurance costs.

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Re:FTC to crack down on companies taking advantage of gig wo... by tzs on Sunday September 18, 2022 @02:07AM (#32884865)
> Case in point: my dental and vision insurance can be used in all 50 states with a huge number of providers and costs a fraction of what my health insurance costs.

Isn't that largely because dental and vision insurance has pretty limited coverage? For example if you get oral or eye cancer that would usually be covered by your health plan, not your dental or vision plan.

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Re:FTC to crack down on companies taking advantage of gig wo... by hgs3 on Sunday September 18, 2022 @11:18AM (#32888243)
Health insurance is more comprehensive so I would expect it to cost more. The issue is it cost far more than it should in no small part due to lack of competition.
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Re:FTC to crack down on companies taking advantage of gig wo... by Dracophoenix on Sunday September 18, 2022 @09:03AM (#32887195)
Which company are you using for dental and vision? What are the benefits? How much do you pay?
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