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A comment on One year on, El Salvador’s Bitcoin experiment has proven a failure. Parent comment

Re:One year on, El Salvador’s Bitcoin experiment has proven ... by Yizahi on Wednesday September 14, 2022 @12:11PM (#32839228)
So user gets a credit at the Not-A-Bank router-node for the full amount of what he intends to spend. Tell me, how exactly does this differ from a bank? Except with less oversight?
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