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A comment on Heavier cars are safer for their drivers, but far deadlier for everyone else. Parent comment

Re:Heavier cars are safer for their drivers, but far deadlie... by maxerickson on Sunday September 11, 2022 @09:48PM (#32805058)
How does liability insurance cover the risk of an uninsured under-insured driver hitting me?

(I live in Michigan and continue to carry unlimited PIP FWIW)

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Re:Heavier cars are safer for their drivers, but far deadlie... by lotsofpulp on Sunday September 11, 2022 @09:52PM (#32805108)
I do not buy any PIP because I have health insurance with an out of pocket maximum.

Although, I think states should require quite a bit of PIP as well so that non drivers are not subsidizing drivers.

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Re:Heavier cars are safer for their drivers, but far deadlie... by maxerickson on Monday September 12, 2022 @12:08AM (#32805987)
Michigan's unlimited PIP is lifetime (so no out of pocket maximum to cover in year 2 of your catastrophe). There's rules about what is covered of course, but the financial side of it is a bit simpler.

My premium for the year is less than 1 month of health insurance, it's pretty cheap.

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