> If you are getting paid 5x then your healthcare costs aren’t nearly going to approach anything close to that amount.

Australia has a hard cap on how much you can be charged for. I lived in the US when I was a teen under the most gold plated of plated plans and after a protracted hospital stay that was over $2m we still have over $100k that was not covered after the company lawyers spent months fighting with the insurance lawyers. Things have only gotten worse since then.

In Australia the same thing cost $2k out of pocket.