People are recounting actual real instances of abuse. Both here and youtube creators. And it seems pretty plausible. This is basically enabling online bullying and lynch mobs. You only have to join one negative server to get banned from everything everywhere. I think this would be more forgiveable if it was an autoban from the place you were misbehaving, or if the bans were default limited in length without a detailed appeal process involving the person whose account was being stolen servers could opt out of the ban process so at least you could still play with friends at home.