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Re:Citibank may lock bank accounts for 45 days if breach sus... by alibarber on Wednesday September 07, 2022 @06:12AM (#32748731)
It does sound like you were mis-informed, and sadly that seems to be common with banks all over.

The only account that is legally restricted that I can think of is the ISA which offers good tax incentives for saving but with a limit to how much can be contributed in a year, and I think you can only open with one provider in a given tax year.

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