I don't want to be the "yeah, same thing happened to me!" guy, but I had an awful experience with E*trade, back when their stock went down I decided to move some of my money to Bank of america... That wire took about three years to complete, only a few months ago they freed up my $100k account, which was not getting interests from them or anything, they could never tell me what had happened, they said "something" went wrong with the wire and so they locked my account.

Needless to say, I'm not doing business with them any time soon!