Presumably these are the arguments that led to the HOAs? ‘More democratic’, ‘everyone has a say’, etc. In practice it’s a tyranny of the majority, right? Same in a union, the majority have power and may act against your interests.

HOA's are designed to short-circuit democracy. It's a firewall to keep towns from bothering upper class people and keep the poors out.

HOAs became this way because people can’t be bothered to show up and participate. Unions can and should be better.