As far as the results go, we figured that users would want to see how they can break up their deposits across multiple accounts to maximize the yield of all their deposits. So putting 1k in DCU may be pretty nice for someone with 3k, since that 6% is a massive return on what's effectively a risk-free product. For someone with more savings, I could see how that drop in the bucket is pretty insignificant, and could probably be filtered out.
A common theme of the early feedback we've gotten has been "add more filtering," so it seems like it'd be good to have a way to limit the results to only the best single account that could take the entire balance. We'll work on that.
Also, thanks for the heads up about HMB and OF. We'll add those later this week!
I entered $50,000 and DCU pops up with 6.17%, that's great, oh wait, it's only for up to $1K.
Also this tool appears to be missing the 2 options I personally use that beat almost all these rates.
* HMBradley Savings: 3% (a number of hoops to jump through but I've automated it all) up to $100K
* One Finance: 3% (no hoops) up to $25K
OF is my "main bank" where I keep up to $25K in that 3% savings accounts as my "semi-hot wallet" (after the checking account) and then HMB is my "cold storage" since there are some hoops to jump through to withdraw money while maintaining the rate. I have my HMB set up to always be draining via their CC (doesn't affect savings rate you must maintain to get 3%) so I can always pull $1-3K out a month on top of the 80% you can withdraw without issue (which gets ACH'd to my main bank automatically after the DD lands). This means I only "lock up" $1200/mo but the CC drains that and then some without issue. I can always ACH more into the savings account from my main bank if I'm close to the $25K limit on that savings account.