It occurs to me I see this term bandied around, but I've never actually seen it defined. Perhaps I'm too young, idk. Is it the thing when you need a medical treatment to live but a panel of accountants working for your employer's health insurer decides they won't fund it? Or is it the thing where you need insulin to live but a panel of businessmen from a cartel of companies all agree to charge multiples of your daily wage per day for it? Or are we talking about something else?

Could you explain what you mean by "death panels"?