Yeah, taking $4k (price it reached in the recent bull market).

$4k vs $128k

Literally the same numbers.

Right, parent is overstating it, and that's fair to call out, but it's still a low barrier to entry (even without the staking pools). At the current price (where anyone can get in), it's ~$1660, so 32 ETH would be ~$53k. How many "paycheck-to-paycheck" households blew that much on a fancy new pickup truck? Or home remodel? Or extra interest charges on the lifetime of a home loan from stretching their budget?

You’re joking right?

Am I joking about the quantities of money that working families will spend on unnecessary stuff instead of investments while complaining about the inability to secure their financial futures? I am not.

For the scales usually considered in the crypto scene these would be considered incidental