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A comment on FedNow FAQ. Parent comment

Re:FedNow FAQ by Closi on Thursday August 18, 2022 @02:04PM (#32512927)
The level of 'user' security is defined by your bank, rather than the faster payments protocol.

Monzo for instance just requires that you are signed into the app and can face-ID on iOS.

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Re:FedNow FAQ by blibble on Thursday August 18, 2022 @05:03PM (#32514861)
it used to by the bank, now the minimum security is defined by the Payment Services Directive

which is quite specific

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Re:FedNow FAQ by kevin_thibedeau on Thursday August 18, 2022 @05:55PM (#32515350)
Forcing people to use a smartphone is still a fail.
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