I'm calling BS. Virtually everyone I know has either had zero, or at most one or two experiences with fraudulent charges, and they're cleared up immediately with a phone call.
Re:FedNow FAQ
by wizofaus on Thursday August 18, 2022 @03:40PM
(#32513961)
Fraud is still very much a real problem though (not just in the US). Maybe the circle of people you know aren't typical and actually take reasonable steps to protect their account details.
I'm calling BS. Virtually everyone I know has either had zero, or at most one or two experiences with fraudulent charges, and they're cleared up immediately with a phone call.