That is going away fast. The last time I signed for a credit card was...in Canada. I use a credit card literally everywhere. I do not use my bank account for anything beyond paying the card and 2 other bills. I do this for rewards, payment protection, zero transaction fees (including foreign, like those in Canada, a country in which I visit often). The credit card gets paid off once a month directly from my bank account.

The only exception to this is restaurants, however that is also the case in Canada, and even if I use my debit card, they still bring me the reader, make my stick my card in, print the receipt, and sign by hand.

Where are you in Canada? I regularly visit parts of eastern Canada, including Toronto and Quebec.

That has more to do with a foreign credit card.

I haven’t signed in the US for a credit card transaction in at least 5 or more years.

I do if I use my card outside the US.

You don't ever eat in a sit down restaurant or a bar?

That's more related to the tip and restaurants covering their butts.

Credit card processor doesn't require a signature.

Same here in Europe. I've not signed my card for more than a decade because I've never been asked to provide a signature.

Signatures are silly. They're hard to verify, and easy to forge. And my own personal signature has degraded over the years; I can write my autograph twice, and although they both look to me like my signature, they no longer look like the same signature.

So I can understand why nobody any longer wants to have to verify signatures.

Most people that ask me for a signature (usually deliverymen) don't care what I scrawl on their device; it's usually not even an attempt at a signature, it's just the simplest <squiggle> I can manage on those awful devices.

You at least have a PIN with your cc. In the US, it's signature or...nothing. Almost everywhere it's a tap or insert the chip. Still a mag stripe swipe in a few places but that's becoming more rare.

You described the US (regarding not signing, you are mistaken about the signature aspect). Most places stopped accepting signatures several years ago. Card readers are almost always 'insert' except in the very rare case where a card doesn't have a chip. Tap and pay is not common, however tap and pay is more common than signing something (in the US companies have been resisting tap and pay due to higher transactional rates). I haven't signed for a transaction outside of a restaurant across 17 states and 4 years. As I mentioned above, the last place I did sign for a transaction was in Canada.

Still no PIN as in the UK and Europe (and maybe most of the rest of the world, though). If you steal a chip card in the USA, you can use it. Not so elsewhere.

Every store I have been to in the last few months is tap to pay. It really seems to have exploded in popularity in 2022.

That's not quite true. I have a USA issued corporate card from Citibank which has a PIN. It only gets requested on rare occasions though, typically at automated terminals.

http://www.citi.com/chipandpin (note, pdf link)

Which Bush? :)