Sorry, your wife is Indian, landlord won’t rent to you

Re:Sorry, your wife is Indian, landlord won’t rent to you by Bedon292 on Wednesday August 17, 2022 @09:15AM (#32495925)

Does forgetting to pay a credit card bill once do anything to credit checks? I don't know if I got lucky, or what. I forgot one once when I thought I had put it on auto pay. It was late enough that the next bill was what made me realize but it never showed up on my credit report.

How would you have perspective tenants prove they can pay reliably? A pay stub alone cannot tell if the person is reliable. They could have any number of other factors contributing to not being able to pay.

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Re:Sorry, your wife is Indian, landlord won’t rent to you by KMnO4 on Wednesday August 17, 2022 @09:36AM (#32496179)

There’s a lot of factors that make up your credit score. Sometimes (usually?) a late payment isn’t reported until the following billing cycle (so essentially 2 months) meaning if you’re otherwise very prompt you’ll be fine.

For future reference, if you ever miss a payment you can always call the company and get it resolved before the credit bureaus know.

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