I can't speak for the guy running this network so I don't know if he has investors or creditors or what, but I live in the same area as he does and can say that if you have a high-paying tech job well into the six figures and live in a LCOL area like this (AND don't blow it all on hedonic purchases like luxury pickups), it's not hard to amass a surprising surplus of cash in a surprisingly short amount of time.