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A comment on Ask HN: Anyone else feels the commoditization of real estate is unethical?. Parent comment

Re:Ask HN: Anyone else feels the commoditization of real est... by nrmitchi on Saturday August 13, 2022 @02:18PM (#32452347)
The loans are fairly close to an ARM in the US, and they're amortized on (typically) 25yr. They also tend to have prepayment penalties, which the US does not have for residential mortgages anymore.
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