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A comment on Ask HN: Why did smartphones become a single point of failure?. Parent comment

Re:Ask HN: Why did smartphones become a single point of fail... by unethical_ban on Tuesday August 09, 2022 @01:50PM (#32401288)
Some of the most important things to secure, namely many banks, both

  * mandate MFA
  * use proprietary and/or insecure phone-based mechanisms
I agree with all my heart that TOTP with backups is ideal. I discovered Authy a few months ago, and only because of that app did I enable 2FA on Amazon, Discord, AWS, and a number of other sites that offered it.

Ask me how many of the six banking and investment apps I use support generic TOTP.

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