And, if BTC wins, we replace it with a monetary structure set by one software engineer. The monetary policy encoded in the BTC blockchain is indeed immutable (assuming no future hard fork) but that doesn't make it good. The payout structure that grants a huge portion of all BTC ever to early adopters would, in my opinion, be the largest transfer of wealth from the many to the few in human history if BTC did indeed take over. I find that to be considerably worse than monetary policy where at least I have some tiny amount of control through the levers of democracy.