I am friends with people with tens of millions of dollars in crypto and they aren't cashing out. If you listened to people on HN none of them would have stuck by their investment. Crypto is a multi-generational project.

And some people like NFTs just like they enjoy baseball and Pokemon cards - it's for collecting, except they can also be used programmatically in software. NFTs are for entertainment.

I think you are just woefully misinformed and know essentially nothing about what is going on here, but the HN karma is pretty nice.