If you make a new account just make sure the recovery phone number and email address aren't ones which have a bad history.
If you want to make a new ads account make sure in addition the postal address doesn't match a bad one.
If you want to make a new payments account, make sure none of the credit card numbers in the account match a bad one.
Note that because different teams within Google don't talk to one another, you don't for example need a new postal address if the issue is on the payments side.
I am not making this up. Some indie Android developers have ended up in pretty Kafkaesque situations with their livelihoods (Play Store accounts) terminated without any explanation or human recourse, and with any attempts to circumvent the ban only leading to more trouble.
Is this a figure of speech, and not a literal situation? If you’ve already been banned, failing to circumvent that ban ultimately only leads to the same outcome: still being banned?
Or is there further punitive actions taken?
Let's say they fix that at some point in future. Suddenly you will find yourself banned.
I get why this is hard for Google - there are probably thousands of scam accounts who've been banned making scam appeals all the time. They don't want to give those people a script to follow to get all their accounts unbanned, but if you are giving them money, they should generally be able to afford to have a real human look at your case.
Aren't bans from Google services always eternal in the sense that trying to circumvent them by e.g. creating different accounts just gets you in even hotter water? Plus, it is very easy to detect when someone reinstates an ad (or Play Store app / YouTube channel) for something that was already banned under a different account.