Oh, they certainly can, some better than others. Though personally I'd most certainly want to avoid such situations.

First, to retain an air of "vaguely knows what they're doing" about me, even though everyone makes mistakes and that should be treated as something that's okay - especially if you can limit the impact of mistakes, like with automated spending limits.

Secondly, because I wouldn't want to risk doing something like that in a personal project, given that my wallet is likely to be much thinner than those of organizations.